Tokens

POL

POL is what MATIC became. The rename changed the ticker and nothing else: same network, same balances, same addresses. And the industry is still catching up, so an exchange showing MATIC and a wallet showing POL are talking about the same coin.

Fee paid in
POL
Settles about every
2 s

Transfers are quoted with the fee inside the amount. You do not need a POL balance to move anything on Polygon, which is the usual reason people hold a little of it.

Questions

Is POL the same as MATIC?

Yes. The coin was renamed; your balances and addresses are unchanged.

Do I need POL to send USDT on Polygon?

No. The fee is charged inside the operation.

How long does a Polygon transfer take?

Blocks land about every two seconds, so it is usually finished before you have switched back to the other app.